Family-owned • Sydney-based • Australia-wide

Home / Home Loans / Investment Property Loans

[Service category — e.g. Buying · Refinancing · Investing]

[Primary H1 — e.g. First Home Buyer Loans]

Two-to-three sentences that explain what this service actually does, who it fits, and how RESCOM approaches it. Replace with page-specific copy — never reuse across service pages.

FAMILY-OWNED

SYDNEY-BASED

AUSTRALIA-WIDE

Quick answer

[Short, useful answer to the page’s main question]

✓

[Eligibility point 1 — e.g. You hold a valid Australian ID and are 18+.]

✓

[Eligibility point 2 — e.g. You meet lender serviceability on income and expenses.]

✓

[Eligibility point 3 — e.g. Deposit or equity position fits the scenario.]

✓

[Eligibility point 4 — e.g. Purpose and security are acceptable to at least one lender on panel.]

This is a general summary only — every lender’s policy is different. A free assessment will confirm whether this applies to your circumstances.

Best for
[Buyers / scenarios]
Short description of the scenario this service best supports.
Typical timeframe
[e.g. 5–10 days]
Indicative from application to approval. Varies by lender.
Deposit / equity
[e.g. 5–20%]
Lender-dependent. LMI may apply below 20%.
Lender fit
[e.g. 12+ lenders]
Lenders on panel who actively support this scenario.

Who this is for

This service fits borrowers like these.

Replace these three personas with the borrower profiles most relevant to this service. Keep each persona specific — not generic marketing copy.

01

[Persona name — e.g. First-time buyers]

Describe a realistic situation: income profile, deposit or equity, and what they’re trying to achieve. Keep it honest and specific to this service.

Typical scenario: [short tag]

02

[Persona name]

Second realistic borrower profile. Include income, deposit/equity, and the specific decision they face.

Typical scenario: [short tag]

03

[Persona name]

Third realistic borrower profile. Keep the language practical, not marketing. Avoid duplication across personas.

Typical scenario: [short tag]

Compare the options

Which structure suits your situation?

Use this table to compare the main options for this service. Replace headings and rows with the comparison that matters for the page.

Feature Option A Option B Option C
Best suited to [Short, specific] [Short, specific] [Short, specific]
Deposit / equity [e.g. 20%+] [e.g. 10–20%] [e.g. 5–10%]
LMI typically Not applicable May apply Usually applies
Rate type Fixed or variable Variable Fixed
Extra repayments Yes, up to cap Unlimited Limited
Offset account Often available Available Rarely
Split option Yes Yes No

Comparison is general only. Eligibility, pricing and features vary by lender and by scenario. A personalised assessment will confirm what is available to you.

Options on this page

Four ways we approach it.

Option 01

[Option one]

Describe this option in one or two sentences — what it is and when it fits.

Best for: [scenario]

Option 02

[Option two]

Describe this option in one or two sentences — what it is and when it fits.

Best for: [scenario]

Option 03

[Option three]

Describe this option in one or two sentences — what it is and when it fits.

Best for: [scenario]

Option 04

[Option four]

Describe this option in one or two sentences — what it is and when it fits.

Best for: [scenario]

What you’ll need

Documents checklist for this service.

Every application is different, but most files for this service will need the following. We’ll confirm the exact list after a quick conversation.

Identity & income
✓
Photo ID — driver’s licence or passport
✓
Recent payslips — last 2 to 3
✓
Group certificate or tax return
✓
Bank statements — last 3 to 6 months
✓
Evidence of other income — rental, dividends, etc.

Liabilities & assets
✓
Credit card statements — most recent
✓
Existing loan statements — home, car, personal
✓
HECS / HELP debt — if applicable
✓
Savings & offset balances
✓
Super and investment balances — if relevant

Scenario-specific
✓
Contract of sale or property details
✓
Building & pest reports — if available
✓
Council rates notice
✓
Rental appraisal — for investment purposes

Costs & risks to know

What to weigh up before you proceed.

Upfront costsLender application fees, valuation fees, settlement and government charges may apply. Ask for a full cost breakdown before you sign anything.
Ongoing costsInterest, annual fees, package fees and any LMI premium. Where LMI applies, it may be capitalised onto the loan or paid upfront.
Rate riskFixed rates come with a break cost if you exit early. Variable rates can move with the market. Split loans can balance the two but add complexity.
Serviceability and policyLender policy can change without notice. An assessment today doesn’t guarantee approval tomorrow — capacity and criteria must be met at the time of application.

A real RESCOM scenario

How this service played out for a real client.

Add a real, de-identified case study. Never fabricate an outcome. Replace the placeholders in the card below once RESCOM has a suitable example.

Case study — [Service tag]

[Short scenario title — e.g. First home buyer, western Sydney, 8% deposit]

The situation

[Describe the client’s circumstances without identifying them — income, deposit, property type, timeframe, and the specific problem they faced.]

Our approach

[Describe the structure chosen, which lender policy was matched, and why. Explain any trade-offs considered.]

The result

[Explain what was achieved — approval, settlement, savings, structure. Do not promise similar outcomes for other clients.]

Frequently asked

Common questions about Investment Property Loans.

Keep FAQ answers specific to this service page. For more, visit the FAQ hub.

Eligibility depends on your income, deposit or equity, existing liabilities and the lender’s policy. The Quick Answer panel above gives a general indication — a free assessment will confirm whether this service suits your circumstances.

From application to approval, most scenarios take 5 to 10 business days depending on the lender and the completeness of documents. Settlement timing varies.

This varies. Many lenders work from 20% deposit to avoid LMI, but some scenarios qualify for less. Profession-based LMI waivers may be available in specific cases.

For most residential loans, the broker is paid by the lender after settlement. Where a broker fee applies to a scenario, it is disclosed to you in writing before you proceed.

Yes. RESCOM LOANS is based in Sydney and services clients across Australia by phone, video and online.

Ready to see what you qualify for?

Free, no-obligation assessment — Australia-wide by phone, video and online.

RLRESCOM LOANS

Family-owned mortgage brokerage. Sydney-based, servicing clients across Australia by phone, video and online.

1300 000 000
hello@rescomloans.com.au

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General information only. The information on this page does not take into account your objectives, financial situation or needs. Lending criteria, rates, fees and eligibility vary between lenders and may change. Any examples are illustrative only. [INSERT RESCOM’S APPROVED CREDIT / LICENSING DISCLOSURE AND AFCA DETAILS WHERE REQUIRED.]